Shopify Updates

3D Secure Orders No Longer Automatically Low-Risk in Shopify

Changelog update from Tuesday, February 15, 2022
Posted by Galen King in Payments

In a recent update, orders authenticated using 3D Secure (3DS) will no longer be automatically categorized as low-risk in Shopify. Previously, 3DS orders were deemed low-risk because the liability for fraudulent disputes shifted to the credit card issuer. However, due to changes in Visa's chargeback monitoring programs, merchants incurring more than $7,500 in fraudulent chargebacks on 3DS orders can no longer shift liability, increasing potential repercussions.

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